Finance Area


The JAGSoM Career Track in Banking offers comprehensive expertise, including certifications, to groom successful bankers.

The Track Perspective

JAGSoM Career Track in Banking imparts to our students expertise on the latest develeopments in banking and lays a solid foundation for their success as bankers. Encompassing the domain specific knowhow of banking operations in both retail and corporate banking, the courses aptly cover with comprehensiveness and granularity the wide ranging areas of expertise needed for this career. JAGSoM’s active partnership with Indian Institute of Banking & Finance (IIBF) enables our students enhance their attractiveness to potential employers by securing certifications such as Certified Credit Professional and Certified Treasury Professional thereby making them credit/treasury ready. The Career Track in Banking is in alignment with our focus on grooming T-shaped professionals with a focus on enabling them to pursue successful careers as Bankers.

This career track has a rich mix of application exercises & case studies and is delivered by outstanding practitioners and reputed faculty.

The banking industry which has built during the industrial revolution focussed on physical distribution of paper in a localized environment. Now we are in a dital revolution but; the need to delight customers while being fiscally prudent is till critical. The challenge is to marry the old with the new!

Professor Rajendra K Sinha

Track Chair
Banking Career Track

Industry Trends

The Indian banking landscape has been witnessing phenomenal changes in operations and with the advent of strong fintech platforms and digitization the world of banking is slowly but surely departing from its deep roots in legacy. With the full computerisation, and emergence of Core Banking Solutions across the banks in India, the customer of a branch is now the customer of the Bank, with opportunity of anytime anywhere banking in an omni channel context.

The initiation of the banking sector reforms in India led to the execution of various initiatives, such as transparency in assets classification & full disclosures, progression towards higher CAR, merger of large Indian banks to make them strong enough for supporting international trade, etc. For furthering financial inclusion, Small Finance Banks came into existence and to promote digital, paperless, and cashless banking, Payment Banks came into being after RBI Licensing in 2015.

With the above-mentioned developments, India is poised to become the third largest banking hub globally by 2040. In this background, JAGSoM had signed an MoU with the Indian Institute of Banking & Finance (IIBF) for the Career Track in Banking for the PGDM/MBA students.

This phenomenal transformation and growth provides immense opportunities to students for a fulfilling and challenging career as a banker.

Course Content

Developing credit Skills for appraising credit proposals of small, medium, and large size corporate clients; and credit risk associated with loan origination, loan appraisal & credit rating besides risk-based pricing.

Creating well-trained Treasury Professionals to handle the Front Office, Back Office, and Mid Office operations in banks/ financial institutions/NBFCs.

Providing a sound foundation in digital banking products such as Cards, ATMs, Mobile Banking, Internet Banking, PoS, etc.

Understanding the various principles in the banking operations such as Negotiable Instruments Act, Banking Regulation Act, etc., besides understanding the best of banking practices.

Skills augmenting for corporate & retail banking needs.

Understanding the issues & challenges of MSMEs, and the differentiating credit management aspects for MSMEs from conventional credit management.